Basement Waterproofing and Financing

Storms affecting the Northeast part of the United States are not over, and with the warm weather just around the corner, rain accumulation for many homeowners is not something they are looking forward to experience.

Basement waterproofing companies are busy during this time of year because this is the time when water accumulates around the foundation and find its way to the basement and the walls of your home.

What are some of the signs that you need to see to call a professional instead of procrastinating?

  • Wet spots on the walls,
  • Cracks or shifting
  • Have water sitting on the floor of your basement

If you have problems with any of these issues happening in your home, it is time to call a waterproofing company to inspect it.There are many “quick” solutions you can try before making that call, but eventually, you will need to call a professional to inspect the home.

Are you afraid you cannot afford the basement waterproofing your home needs?

If you do your homework and call at least three trustworthy companies, and compare prices, you will learn that basement waterproofing is not as expensive as you might think.  Some of these companies will provide companies where you can get the financing available, or you can always talk to your personal bank representative to see if their loan offer is better for you than going with the banks the basement waterproofing guys provided.

What loans can you get?

  • A Home Equity Line of Credit is a good choice for you if you have a first mortgage with the bank already.  This kind of loan lets you pay it back at your own pace as long as you pay the minimum payment on time.  You can get a good interest rate for this kind of loan if you shop around.
  • Home Equity Loan lets you borrow a fixed amount with a fixed payment over a period of years.  It can be a 15 or 30 year home equity loan if that is what you wish.  Take into consideration the interest you will be paying over that amount of time, if the interest rate is too high, shop around.
  • Credit Card charges to pay for home remodeling or home repairs is something that we personally do not recommend.  Many people pay for the remodel or materials with credit cards because they want to acquire “points”, but at the end of the day, that is not a solution we recommend.

Whatever route you want to take, talking to the basement waterproofing company for solutions to your basement problem and then for financing available it is the recommended route many homeowners take.  Do your homework first, and you will see great results.


When To Hire A Professional For Your Home Projects

According to a Consumer Report’s article, “Americans will spend about $200 billion dollars this year fixing up their homes—nearly a fifth in the form of DIY projects.”  Many homeowners are handy, but a great deal of them only believe they are handy.  There are many home projects that it’s better to have a professional do them.  There is a huge difference between wanting to do the project and actually making it look good or professionally made.  Not everything in your home needs to be done by you, the homeowner, especially if you are thinking about selling the home.

Top 3 home projects that pay to have a professional do them:

  1. Roof – This is a big project that needs many hands and experience to accomplish. And depending on the shape of your home, it can be dangerous for you to do without help, or without the necessary protection.
  2. Basement Waterproofing and Foundation repair – These are projects where a professional it’s not only recommended but need it.
  3. Kitchen and Bathroom remodeling –  The experience and quality of hiring a contractor or company to do these projects for you cannot be emphasized enough.

When deciding to hire a contractor for your basement waterproofing and foundation repair problems, roofing or kitchen remodeling, what are some of the qualifications you have to consider before making a decision?

  1. Experience – An experienced basement waterproofing contractor or foundation repair company has seen many of the problems affecting wet basements and faulty or damaged foundations.  If they have not seen the problem affecting your basement, the experience and knowledge they possess will help them find and fix your problem.
  2. Reputation – A new company has not had the longevity to have an old list of satisfied customers, but if they have been in business for any number of years, they have a history and it is your responsibility to find out whether it’s a good or a bad one.
  3. Insured Contractor – Having workers on your property without insurance is asking for trouble.  If a contractor is not insured, have no permits, or is just “winging it”, he or they should not even be on your radar as prospective companies to hire.
  4. Price – Having at least three different quotes from contractors is a good place to start if you want to compare prices.  Do not sign a contract with the first prospect.  Wait for at least two more prices to compare and then make an informed decision.

There are many home projects you can do without the help of professionals, but the major home projects you might want to do may require the help of experienced professionals in your area.


Tips For Homeowners and Potential Home Buyers

For many families in the United States, paying the mortgage on their home is already a tremendous effort. Research has shown that more than half of Americans bought too much house, to begin with, but also the interest rates, taxes, and the house upkeep was not taken into consideration by many of these first-time buyers when applying for a mortgage loan.  Now, when the payments and property taxes are becoming too much, many homeowners realized they bought a house they cannot afford.

If you are buying your first home this year, these are 3 the things to consider:

  1. Don’t buy too much house – The purchase price is not the only thing to consider when you are buying a home.  Consider the bank rate, closing costs, property taxes, homeowner association fees, and the upkeep of the home.
  2. Consider your other debts – If you have student loans or credit card debt, these debts can put a considerable dent in the income you bring home.  Don’t forget to take into consideration the payment you will be made to pay these loans.
  3. Do you have children? – If you have no children but are considering having them, taking into account the expense children bring into the home can be very helpful in deciding whether you can afford the home you are considering buying or not.

If you are a homeowner now and want to make sure things are in order, these are some of the things many homeowners fail to do.

  1. Draft a will – According to research, 60% of Americans do not have a will.  A will is not only for the people that are sick or old, a will is a document that protects your children and their well being.  In case of a tragedy happening in your home, you want to make sure your children and your assets are protected.
  2. Health Care Power of Attorney – This important document is a document protecting your well being while you are alive.
  3. Homeowners Insurance – After buying a home why not protect it? Homeowner’s insurance is a necessity that you should never be without.  A home is one of the most expensive assets a family will ever own, why not protect your investment?

Now that you have owned your home for several years, have you kept up with the home maintenance? Are you thinking about selling?  According to many experts, to add value to your home or even if you  are ready to sell the home, you need to consider this:

  1. Declutter and clean your home – A home loses its beauty if it’s overflowing with junk.  Painting the walls if the rooms need it, or throwing away items that are no longer used nor wanted can clear a home pretty quickly.
  2. Staging your home- There are businesses that their entire income comes from the clever notion of staging the home to have it ready to sell for you.  You do not need to do this if it will cut into your profit, but having a home staged it’s a clever notion that you can do by yourself.
  3. Curb Appeal- If the front of your home is not clean, the bushes are overgrown, the flower beds are full of dead flowers, chances are your home won’t be appealing to many home buyers and the price they may offer won’t be what you are expecting.

These are some of the advice you need to consider if you have children, are a homeowner, or thinking about buying a home.  Due diligence pays and it can save you lots of headaches later on. Enjoy your home!


 

Home Safety This Holiday Season

The National Safety Council has a list of the top causes of Unintentional injury and death at homes.  Right now, in northeast Ohio, snow is not a problem at all.  The weather has been unseasonably warm and the thought of snow has not entered our thoughts yet.  But, snow will come and the many winter activities that snow brings along are some of the top unintentional injuries we have to be aware this winter.

Even if you are not thinking about sledding or skiing with your family, shoveling snow can be a strenuous exercise that you need to be aware of if you have heart problems or lead a sedentary life.

Fire-during this time of year, many families homes have an abundance of Christmas decorations or other holiday decorations that require electricity. Reading and following the safety precautions on these decorations can help you avoid a  fire in your home.

Fires in the kitchen are a common occurrence during the holiday season as well.  Be cautious while cooking your holiday meals, and do not leave the stove unattended.

For more about this and other topics, follow the links below.


Top Causes of Unintentional Injury and Death in Homes and Communities

According to Injury Facts 2017, about 146,571 people died from unintentional injury-related deaths in 2015. That’s an all-time high. Often, these tragedies happen when least expected – during a vacation, while doing chores at home or while driving across town – and they are all preventable.

NSC encourages everyone to be aware of hazards related to leisure and recreational activities, take proper safety precautions and sign up for NSC Monthly News. You’ll get timely and useful blogs, seasonal safety tips, survey results, legislative updates, event information and lots of other safety-related news.

Here, in order, are the top causes of unintentional injury and death in homes and communities.

#1: Poisoning

In 2011, poisonings overtook motor vehicle crashes for the first time as the leading cause of unintentional-injury-related death for all ages combined. Poisoning deaths are caused by gases, chemicals and other substances, but prescription drug overdose is by far the leading cause.  Learn more about this epidemic and other poisons in the home.


Tips for a safe holiday season from the Galt Police, Cosumnes Fire departments

The holiday season can be a wonderful time of year if you take the needed precautions while out shopping and in your home. Public Information Officer Brian Kalinowski of the Galt Police Department encourages all Galt residents to be more aware or their surroundings during the holiday season, and Cosumnes Fire Department’s (CSD) Public Education Officer Laurel Schamber has tips to keep your homes safe from fires.

“The police department often sees an increase in thefts during the holidays,” Kalinowski said.

In an effort to prevent you from becoming a victim, the Galt Police Department offers some suggestions:

• Package Theft: If possible, have your packages delivered to an address where someone will be home to receive them. Leaving them out on the porch only invites those looking for an opportunity to take your items. Use delivery notification options so you can track your packages and have them retrieved upon delivery.


 

Basement Waterproofing and Other Home Repairs You Can’t Ignore

It is difficult to budget for a home problem when you don’t know if you have one.  An emergency fund can help you solve that problem, but if you have a basement waterproofing issue you may need a bigger emergency fund than you thought.

How do you know if you have a basement waterproofing issue? One of the first and most obvious ones is whether your basement has damp walls. If you have marks around a  specific area on the walls, that may a sign water is getting into that area. If you notice mold or mildew growing on the corners or any other part of the basement, that means you have a lot of moisture and possible water leakage in some parts of the basement.

Don’t wait too long to take care of those problems.  Ignoring them can bring you bigger more expensive problems in the future.  Call waterproofing companies to give you an estimate, and find out whether they have financing available.

For more about this and other problems, follow the links below.


Ask the Carpenter: Tips for dealing with a wet basement

Q. I get water in part of my unfinished basement. I can’t determine whether it is coming in from the outside or up from the water table. I installed a dehumidifier, but I’ve been told that this actually draws in more water if the problem is the water table. What are your thoughts?

A. You may be getting water in your basement for any of the following reasons: lack of gutters, improper ground sloping, clogged perimeter pipes, or hydrostatic pressure.

Your dehumidifier is not causing the water table to rise. Water is seeping in at the wall and floor joint, and oftentimes that can mean hydrostatic water pressure is present. During wet weather, the soil outside your basement becomes saturated. Exterior footing drains aren’t very effective at relieving water pressure, because they usually become clogged with silt or plant roots. With no place to go, hydrostatic pressure continues to build up, and the water will eventually seep in. You have options:


8 Home Repairs You Should Never Put Off

Or you might have a bigger problem in the future.

Hate to break it to you, but ignoring that ugly water spot on the ceiling is the wrong move. Lingering issues around the house can get worse—much worse—if you don’t address them ASAP. Here’s how to identify and fix seemingly small problems before they morph into expensive repairs.

The basement is damp. A musty basement can lead to mold and mildew. Plus, it stinks. Many times, grading the yard encourages the water to run away from the house, rather than leaking into the basement. Installing gutters and downspout extensions channels rain water away from the foundation, which can help keep the basement dry. The worst case scenario is you’ll need to place drain tile around the footings. This job typically requires a pro and costs several thousand dollars.


Three Ways to Ensure Effective Repair Management

After the hottest July on record for the Salt Lake City area, during which my air conditioning unit worked overtime, I noticed a performance slump along with wet carpet in my basement. So, I turned off the AC and called a repairman. He showed up Monday afternoon and simply removed an internal panel, cleaned the drip tray that captures the condensation from the evaporator coil, and unclogged the ¾” drain pipe. I paid a $120 service fee and realized: Had I taken a few extra minutes, I could have saved myself $120, multiple phone calls, and two days of no air conditioning.

Of course, effectively managing repairs for numerous homes across different cities, counties, or even states is much more challenging than doing so for one’s own home. That’s why many lenders and investors hire a vendor partner to develop and execute a successful repair program for their REO or SFR assets. So, what should you look for in a repair management vendor to ensure your repair dollars are maximized?

Understand the Scope of the Repair

Had I really understood what it took to repair my AC unit, I could have done it myself. Similarly, many lenders and investors want to fully understand the scope of repairs, including all the deficiencies of the asset compared to the comparable properties that are available in the neighborhood. Having dedicated, trained vendor partners in the field that are in tune with the local market is essential. Without their input, including photos, descriptions, and their commitment to the best strategy for the asset, you won’t be nearly as effective as you could.


 

What To Ask A Contractor

Are you planning a home project that requires you to hire a contractor?  Do you know what to ask before you begin?

Five questions you must ask a contractor:

  1. How long have you been doing this kind of work?
  2. Are you Insured?
  3. Will you provide a written estimate and warranty?
  4. Are you a licensed and registered contractor with the state?
  5.  Can you provide references I can contact?

Many honest, long time contractors won’t hesitate when you ask them these questions.  They probably expect them and would be more than happy to answer them.  A long history in the community doing the job you are hiring them to do speaks volumes and build trust between the parties.  If the company you are trying to hire has a long history in your community doing great work, the references request you are supposed to ask won’t be a problem for them.

Now, if you call the references they provided, what are some of the questions you may ask?

  1. Are you satisfied with the work they did?
  2. How long ago was the job completed? Is the job holding up?
  3. Was the price agreed upon the final price, or were there other expenses not specified in the contract?
  4.  Were they clean and orderly? Did they arrive on time?
  5. Would you work again with this contractor or company?

The secret to finding a great home contractor

Right now, renovating a home is much, much easier than it was during the real estate bubble. So how do you pick a contractor?

I recall back during the bubble how often I’d get calls from homeowners complaining they couldn’t get a call back from contractors. The frenzy around housing values going up and up and up drummed up plenty of business for contractors at that time.

During the bubble, I even heard of contractors who were so successful that they wouldn’t even give price quotes. The price would just be whatever it would be and you’d have to be in a position to pay it when the bill came due.


 

 

 

 

 

Basement Waterproofing and Foundation Repair

According to the Ohio Committee for Severe Weather Awareness, peak tornado season for the state of Ohio is officially between the months of  April and July. It does not mean however that tornados won’t happen at any other time. In 2016, there were 24 tornados in Ohio and the severity of each was different. According to the Ohio weather safety page, the basement of your home is the safest place to be in case of a tornado warning. 

Extreme downpours or a few inches of rain can easily tell you whether you have a dry basement or not.  If there is a problem with the drainage of your home, the few inches of rain can find a way to the basement  and make the basement unlivable.

Finding a safe, comfortable place in case of a tornado warning becomes a bit unlikely if the basement has issues.  But, that is not the right reason to find a waterproofing company. If you have water in the basement of your home, the structural integrity of the home becomes an issue, and a huge liability if you ignore the problem.

There are many problems associated with a wet basement:

  • Structural damage to the home
  • Damage to the walls, floors and belongings stored in the basement
  • Respiratory Issues
  • unlivable wasted space
  • Mold and mildew
  • humidity that can affect the air quality of your home

Finding the right waterproofing company to take care of your basement issues is not difficult.  At Pioneer Basement Solutions, we have a long history in the community with great customer satisfaction.  We let our work and customers speak for our workmanship and professionalism. If you want to tackle the basement problem, contact us, we will be happy to work with you.


Basement Waterproofing and Sump Pumps

Sump pumps are a necessity every household should have.  Flooding occurs in the basement of our homes when rain, snow or faulty pipes break, and we have a water problem we need to fix right away.

Many homes have sump pups already installed in the basement of our homes, the problem is that we don’t really know whether they are in working order or not.  The buying of a sump pump can be as inexpensive as you want it, or you can pay a nice price for a battery-powered sump pump that can cost you close to $500. There are many sump pumps that offer nice warranties when you buy them, and considering the time and expense you need to spend if you have a flooded basement, the price is really not something to frown upon.

For more about this and other topics, follow the links below.


 

How to prevent basement flooding

That’s doable with a reliable sump pump and backup system, or after a relatively inexpensive fix for cracked foundations, says Roy Spencer, founder and president of Downers Grove-based Perma-Seal.

“My feeling is that all basements should be dry all the time, no matter how much it rains. But in order to do that, you have to do certain things,” Spencer said. “The sump pump is critical, so it needs to be reliable and it needs to be powerful enough. A reliable sump pump is critical. It’s the heart and soul of any waterproofing system.”

If you’re getting seepage, small puddles caused by water running in through cracks in the foundation, Spencer says that is also an “easy fix” that could cost between $400 and $800, depending on the size of the crack to be sealed and how much work has to be done to find it.

For instance, unfinished basements, he said, are typically easier to repair than finished basements with walls and carpeted floors.

Ultimately, Spencer said it’s important to know what caused your flooding.


What You Need to Know Before Buying a Sump Pump

Have a serious flooding problem at home? A sump pump could help. Find out whether one is right for you—and what to consider when buying one.

If you’ve ever wondered, “What is a sump pump?” then you’re lucky, because you probably don’t need one. But for the unlucky owners of wet basements, here’s the scoop: A sump pump sits in the basement, either beneath (in the case of a submersible pump) or above the floor. It pumps out water that collects in the sump basin, discharging it to the outdoors.

You’ll never have to buy one if you purchase a house that never floods. And even if you do buy a house with a water problem, there may be several ways to correct it before resorting to a sump pump and pit. Should you decide to invest in one, put your money toward a model that is high-quality and well-reviewed—in fact, it may make sense to buy two or three!


7 Causes of Sump Pump Failure and What to Do

With all of this rain the past few days, the last thing you need is your sump pump to fail on you. It’s already happened to several homeowners in the area, and fortunately my company has been able to help those people out.

But prevention is always better than reaction.  This article will hopefully shed some insight on how to prevent your sump pump failing on you when you need it most.

If you have a basement in Indiana, then you know all about sump pumps. The problem is that these things fail all the time. While it’s not to say that we have a fool-proof method for preventing 100% of failures, there are certainly some tips you can follow to better your chances of a properly working sump pump


 

What To Do If You Have Basement And Foundation Problems

One of the most widely given advice for any homeowner is to take care of a problem right away before it escalates in time and money spend.  For a basement or foundation problem, this advice holds more truth than for any other home problem.  Leaving a leaky basement problem till you have saved enough money to pay for repairs is not something that is advisable.  Considering cracks on the basement walls as something unimportant can jeopardize the home you live in.  Taking care of these problems right away can save you time and money in the long run.

Call us, we will be happy to work with you.


Stone and rubble foundations: What to do if there’s a leak

The experts at H&N Basement Worx in Hamilton want to share some information about stone and rubble foundation damage to help you hire a contractor that has the knowledge and expertise to provide the proper repairs.

Stone and rubble foundations create the worst type of leakage once a leak has begun, and the reason for this is simply that stone or rubble foundations are generally old and were built before it was code to have a proper drainage system.

Not all stone foundations are without a proper drainage system, and not all leakage with stone foundations is the same. The type of repairs, and the extent of the job to execute these repairs, will depend on several factors, including if a drainage system needs to be installed or an existing one repaired, and how much damage has already occurred.

The H&N Basement Worx team will gladly come to your home to do a complete inspection, explain their findings thoroughly, and communicate their recommendations for repairs.


Don’t Dally On Foundations

There’s one bill that many Republicans and Democrats do agree on in this year of particularly nasty partisan sniping. It would help homeowners in eastern Connecticut replace their crumbling foundations. And yet the bill could be caught up in cruel political wrangling as basement walls crack and bow.

The bill would set up an assistance fund with bonded money from the state, and the hope is that insurers, banks, mortgage companies and the construction trade would contribute to it. It also would also establish a low-interest loan program to help homeowners with their deteriorating foundations.

The size of the fund and the state’s contribution haven’t been determined yet because the bill is still being worked on. It’s apparently a substitute for a fund that would have been created by charging homeowners $12 yearly on their insurance policies. That bill never made it out of committee.


Soil expansion may cause basement wall to bulge

Dear Jerry: While preparing the basement of our 1950 home for two bedroom additions, each with an egress window to be installed at the locations of existing basement windows, I removed the finish plywood and discovered on the east wall a large horizontal crack about 32 inches (four blocks) below the top of the foundation. Some of the mortar is loose, and the wall bulges in a little over one-half inch at the center of the crack.

Outside the house, there are two large trees about 10 feet from the house, with large roots headed straight for the center between the two cellar windows. The theory is that the roots have pushed in the blocks. Our arborist looked at the root structure, and said that he hasn’t seen proof of roots pushing against the foundation.


 

Is Your Company Talking To The Right Person?

A 1992 book called Men are From Mars and Women are from Venus explores and explains the relationship between men and women and the way women and men communicate and view things differently.  The author explains thatnot only do men and women communicate differently, but they think, feel, perceive, react, respond, love, need, and appreciate differently.”

Business across industries have to addressed the fact that women and men respond differently to the sales pitch, the way they are addressed, and the information they received by the sales people.  We all know sales people are doing their job, and that they have to “pitch” their products and services.  We – as employees ourselves-know they have to do a job.  But, the way they do it can be pivotal to the sale.

According to the US  Census Bureau there were an approximate 12 million single parent families last year.  And of those 12 million single parent families households, more than 80% were headed by single mothers.

When female customers call a company for a free consultation for a home project, and the company asks whether they are married or not, or that the male of the house needs to be present for them to come over, it sends a message that perhaps women cannot make a decision or worse yet, they cannot possibly understand their “lingo.”

For any big or small company doing business in the United States, it pays to consider this: A 2008 Pew Research Center Survey found that in 43% of all couples, the majority of decision making is done by women. That is to say, if a woman calls your business and asks for a quote, chances are that she will be making the decision to hire you or not.

The times have change, but the decision making in a household has not.  From which company to invest, how much money to save, or where to go on a vacation, women are the decision makers in a family.

Studies in the United Kingdom have shown the prominent role women play in financial decision making.  More and more, women research what they need and they communicate their decision to their partners.  Up until the last stage of the decision making process will the “spouse” play any role in making a financial decision.

In the United States, the similarities are the same.  Financial decision making is mostly a woman’s role.